The Washington Post reports that Indonesian authorities are accusing Citibank of responsibility for the death of 50 year old Irzen Octa, who was $5,700 in debt on his Citibank credit card. Mr. Ocra was allegedly beaten to death by non-employee debt collectors hired by Citibank to collect a delinquent $5,700 credit card debt.
Filed under FDCPA Claims, Illegal Debt Collection Practices by on Aug 17th, 2011. Comment. 
Atlanta based Frederick J. Hanna & Associates successfully defended itself against an FDCPA lawsuit filed by a New York resident in a New York federal district court. The Daily Report newspaper reports that a Syracuse, New York resident sued Hanna for violation of the FDCPA after receiving a collection letter that threatened future “additional remedies” if payment was not made.
Read more on Collection Attorney Fred Hanna Successfully Defends an FDCPA Claim in Court…
Filed under FDCPA Claims, Written communications by on Jan 24th, 2011. Comment.
CNN Money recently published an article entitled “Debt Collectors Get Nasty” which confirms what many of you already know – that bill collectors are becoming more and more aggressive when it comes to demanding payment from consumers. In 2009, the FTC reported over 40,000 complaints from consumers about debt collectors calling repeatedly, up from around 1,000 complaints in 2007. Obscene language is another area of complaint as are calls at inconvenient times. Alarmingly threats of violence against consumers are an increasing source of complaints to the FTC.
Read more on Debt Collectors Getting Nastier as Economy Flounders…
Filed under Consumer Rights Under the FDCPA, FDCPA Claims, Hiring a Lawyer, Illegal Debt Collection Practices by on Jul 9th, 2010. Comment.
One of the tools available to consumers under the FDCPA is the right to demand that bill collectors stop contacting you. Under Section 1692c(c) of the law, if you notify a collector to stop contacting you, he must discontinue contact or be subject to statutory damages and reasonable attorney’s fees under the law.
Read more on What is a “Drop Dead Letter” and When Should I Use It?…
Occasionally we see clients who filed for bankruptcy years ago, got their debts discharged and have moved on with their lives, only to find themselves dealing with hassle from an old creditor years later. Creditors do sometimes try to collect on debts that have been discharged by a bankruptcy, and this can be considered a violation of the FDCPA and can be remedied.
Filed under FDCPA Claims, Hiring a Lawyer by on May 6th, 2010. Comment.
Welcome to FDCPA Claims.com, your best source on the web for information regarding the FDCPA and FDCPA legal claims. The Fair Debt Collection Practices
Act, which went into law over 30 years ago, protects victims of illegal and unfair collection practices wherein a collection agency is involved. There are a number of federal and state laws which offer numerous protections for indebted individuals who are being constantly dunned by these (oftentimes) ruthless agencies.
Filed under FDCPA Claims by on Mar 2nd, 2010. Comment.
If you are receiving unwanted and harassing phone calls or letters from debt collectors, you have the right to request that the collection agency end communication with you. Writing a letter called the “drop dead letter” – also known as a “cease and desist letter,” which has legal stature based upon the Fair Debt Collection Practices Act Section 805, prohibits a collection agency from contacting you once they receive it.
Read more on The “Drop Dead” Letter: A Useful Tool for Stopping Harassment from Debt Collectors…
Filed under Stopping Harassment, Written communications by on Feb 25th, 2010. 2 Comments.
The FDCPA contains very specific provisions that require bill collectors to include specific disclosures in collection letters. These required notices include:
- amount of the debt
- name of the creditor
- a statement that unless the debtor “disputes the validity of the debt” within thirty days the debt collector will assume that the debt is valid but that if the debtor notifies the collector in writing within thirty days that he is disputing the debt, “the debt collector will obtain verification of the debt [from the creditor] . . . and a copy of [the] verification . . . will be mailed to the consumer.”
Read more on How Courts Analyze Cases Involving Misleading and Confusing Letters…
Filed under FDCPA Claims, Written communications by on Feb 25th, 2010. Comment.
Many people are aware of the FDCPA and its rules that protect consumers against harassment and misleading collection calls and letters. But did you know that the FDCPA applies when a creditor’s credit bureau reporting practices lead to an unnecessary drop in your credit score?
Filed under FDCPA Claims by on Feb 23rd, 2010. Comment.
A Seattle lawyer is suing Sallie Mae for harassing him with unrelenting automated collection calls. Under the Fair Debt Collection Practices Act, harassing phone calls made by bill collectors are prohibited and you have the right to take legal measures against them.
Read more on Seattle Lawyer Pursues FDCPA Claim Against Sallie Mae…
Filed under FDCPA Claims by on Feb 8th, 2010. Comment.
