CNN Money recently published an article entitled “Debt Collectors Get Nasty” which confirms what many of you already know – that bill collectors are becoming more and more aggressive when it comes to demanding payment from consumers. In 2009, the FTC reported over 40,000 complaints from consumers about debt collectors calling repeatedly, up from around 1,000 complaints in 2007. Obscene language is another area of complaint as are calls at inconvenient times. Alarmingly threats of violence against consumers are an increasing source of complaints to the FTC.
Read more on Debt Collectors Getting Nastier as Economy Flounders…
Filed under Consumer Rights Under the FDCPA, FDCPA Claims, Hiring a Lawyer, Illegal Debt Collection Practices by on Jul 9th, 2010. Comment. 
Occasionally we see clients who filed for bankruptcy years ago, got their debts discharged and have moved on with their lives, only to find themselves dealing with hassle from an old creditor years later. Creditors do sometimes try to collect on debts that have been discharged by a bankruptcy, and this can be considered a violation of the FDCPA and can be remedied.
Filed under FDCPA Claims, Hiring a Lawyer by on May 6th, 2010. Comment.
The FDCPA was passed in 1978 in order to protect consumers with considerable debt and who are behind in their payments from ruthless collection practices at the hands of any collection agency. Under the guidelines of the act, there are provisions as to what a debt collector is legally allowed to do and what is forbidden, as well as what your rights are as a consumer and if you are encountering abusive and coercive debt collection practices.
Filed under Hiring a Lawyer by on Mar 19th, 2010. Comment.
