Free Credit Score Service

credit reports

You can also drill down a little to learn more about the various components of your score (your “credit report card”), such as your open credit utilization, your percentage of on-time payments, the age of your credit lines, etc.

CreditKarma also includes suggestions about how to save money and improve your credit score.  This is apparently how they make money – I suspect that the various offers are affiliate offers, which is certainly understandable.

I used a unique email address to see if CreditKarma honors its word not to sell my information.  According to the web site, it has been around since 2007 and the site displays the symbols of the Better Business Bureau, McAfee, Trust-e and Verisign-secured.  All of these symbols are “clickable” and report favorably about CreditKarma.


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Jonathan Ginsberg

For over 25 years, Jonathan Ginsberg has represented honest, hardworking men and women facing financial troubles.

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